Need help with two dimensional array

I have an array that will have two columns and a variable number of rows(based on user input). I am attempting to store user input so that I can later print out the pairs of data that they entered (time, money), I take this inputs at the same time and would like to be able to loop through the array so that I can print them out as they were entered. Right now what im doing isn't working.

I don't know if it's the way I am storing them or the way I am trying to print them. Make sure to read in line comments, as this is not how my code is actually set up, I am trying to make it easier to program and debug.

I am having a bit of a difficult time. Here is my attempt:

public static void main(String args[])
  	{

		float [][] values = new float[2][10]; // i have it as 10 rows right now, but i need to make it a variable
		
		int rows = 0;
		
		float time = 3;  // these are typically user input
		float money = 6; // these are typically user input
		
                // this code is usually in a gui, whenever a button is pressed, this is how i store the data to an array, i maintain the row variable locally
		values[rows][1]   = time;
		values[rows++][0] = money;
		
		int row;
		int col = 0;
		// loop through print a row that shows what the user entered for time and money
		for(row = 0; row < 10; row++)
			for(col = 0; col < values[row].length; col++)
				System.out.println("Minutes= " + values[col][row] + "   Earnings= $" + values[col][row] + "\n");
  	}